Get started

Apply online in 5-10 minutes and get a decision within 24 hours

Who can apply?

Personal

Tax resident of Australia or appropriate Working Visa.
Over 18 years.
Be employed/self-employed.

Business

Have a valid ABN or ACN.
Tax resident of Australian or appropriate Working Visa.
Over 18 years
New or existing businesses,

What do I need to apply?

Personal

ID details.
3-months personal bank statement (through our secure online system).

Business

ABN or ACN
Directors/Owners details and ID.
Details of your business's financial situation. You can provide 1 of the following:

Business financials (ie. Profit & Loss statement)
3-months business bank account statements
Or, complete our Personal Assets, Liabilities and Liquidity test (No doc option).

What happens next

Once submitted, we'll assess your application and let you know what we can do for you within 24 hours.

I have read and agree to privacy policy and consent to the details within. *

Loan Details

The credit is for: *

BusinessPersonal

The type of loan you are after is: *

Unsecured Line of CreditSecured Asset Finance

Secured Asset Finance

Currently, I: *

have found what I want to buyam looking for pre-approval

Loan Amount *

Deposit *Note: this can be $0

Invoice/Contract of Sale

Browse

Please upload an invoice/contract of sale, if applicable.

Description of Goods *

Secured Asset Finance (Chattel Mortgage) provides a fixed rate loan with fixed repayments over a fixed term, provides ownership in the goods and security is taken in the goods by us. Does this product meet with your requirements? *

YesNo

If no, why? *

Unsecured Line of Credit

Credit Limit *

An Unsecured Line of Credit provides you the ability to make purchases for domestic, personal or household use; a fixed interest rate with fixed repayments over the term; and, immediate ownership in the goods? Does this product meet with your requirements? *

YesNo

If not, why? *

When do you need the finance by? *

ImmediatelyWithin a monthWithin next 2-3 monthsOther

If other, please specify *

Preferred Repayment Schedule *

WeeklyMonthly

Personal details

First Name *

Last Name *

Date of Birth *

Email *

Best Contact Number *

Current Address *

Street Address *

City *

State *

Post Code *

Current Occupancy Status *

Time Resided at Current Address *

Less than 2 years (please enter previous address)More than 2 years

Previous Address *

Street Address *

City *

State *

Post Code *

Previous Occupancy Status *

Marital Status *

Number of Dependents *

ID Type *

ID Number *

Card Number *

Passport Nationality *

ID Expiry Date *

Citizenship Status *

If other, please provide details *

Work Visa *

Browse

Please provide a copy of your Work Visa.

Employment details

Are you currently:

EmployedSelf-employed

What is your employment status?

Full timePart timeCasual

Employer name *

How long have you been with your current employer? *

Business details

Enter your ABN *

Lookup

Enter your 11-digit ABN, click Lookup

Entity Name *Registered business name under your ABN

Entity Type Name *Company, Sole Trader, Partnership, Trust

ACN

ABN Status

ABN Status Effective From

Business Address *

Same as personal addressAnother address

Enter business address *

Street address *

City *

State *

Postcode *

Website

Business Status *

Existing (more than 12 months)New (less than 12 months)

Industry Type *

Industry Experience *How many years of experience do you have in the Industry?

Is your business part of a franchise? *

YesNo

Franchise Name *

Franchisor Name *

Franchisor Email *

Any other details about your business we should know?

Your financial situation

You can provide 1 of the following to help us understand the financial situation of your business:

Business Financials such as a Profit & Loss statement from your accounting system (ie. Xero) or your accountant.
A bank statement from your business bank account. We have a secure online tool which can do this instantly and all you need is your internet bank details;
Or, complete a Personal Assets, Liabilites and Liquidityself-assessment (No Doc).

We need this information to ensure that the credit we are providing is right for your business. We can tailor a solution to suit most businesses and where their financials are currently.

How are you confirming your business financials? *

Business FinancialsBank StatementPersonal Assets, Liabilities & Liquidity Self-Assessment (No Doc)

Please upload a copy of your business financials here

Browse

Personal Assets, Liabilities & Liquidity

Assets

Cash Savings

Property (Owner Occupied)

Other Property (Investment)

Motor Vehicles

Home Contents

Superannuation

Other Assets

Liabilities

Mortgage (Owner & Investment) Payment

Mortgage (Owner & Investment) Balance

Credit Card/s Payment

Credit Card/s Current Balance

Personal Loan/s Payment

Personal Loan/s Current Balance

Car/Equipment Lease/s Payment

Car/Equipment Lease/s Current Balance

Other Liability Payments

Other Liability Current Balance

Income

Income (Wage/Salary) *

Business Income *

Other Income (Government Benefits, Other) *

Expenses

Home & UtilitiesRent, Elec, Gas, Water, Rates

Daily LivingGroceries, Personal Items, Medical

EntertainmentDining, Movies, Subscriptions

TelecommunicationsPhone/Mobile, Internet

TransportationFuel, Registration, Maintenance, Public

InsuranceCar, Home, Health

Other Expenses

Tax

Do you have a debt or are on a payment plan with the ATO?

YesNo

We can work with ATO tax debts, however, we need to know about it.

Bank Statement

Please provide your bank statement using our secure online system

Please note, we do not accept emailed copies of your bank statement, so please use the below to submit these documents.

Please allow a mintue to download. Once complete, please click next.

Security is in our DNA

Our bank statement technology is provided by illion, a provider of responsible lending solutions for financial services.

Have you completed the Bank Statement using the above? *

YesNo

PLEASE NOTE!

We are unable to complete our assessment if you do not provide us a copy of the bank statement. Please go back and submit this using the tool above.

Is your financial situation likely to change in the foreseeable future? *

YesNo

If yes, why? *

Agreement & Submit

That's it! You're ready to submit. Should you have any questions, please contact us.

You acknowledge that:

I have read and agree to the terms & conditions. I am authorised to provide these details and represent that my answers are true and correct. *

I have read and received a copy of our credit guide. *

I have read and received a copy of our information statement. *

I have read and received a copy of our Target Marget Determination. *

By submitting this credit application, you agree that we will assess your application for credit worthiness and that you will provide all documentation that is required. You acknowledge that the information supplied in support of your application for credit is true and correct. *

Please verify below *

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